Product
How it works
Three steps, about ten minutes, and you see everything you own and owe in one picture.
1. Bring everything in
Connect a bank or broker, or drop in a statement from any institution. A PDF from the bank you opened twenty years ago works. The AI reads it, pulls out balances, holdings and transactions, and shows you what it found. Nothing is saved as fact until you have seen it.
2. See it sorted by when you need it
Every account lands in one of four buckets: Buffer (needed within three years), Preserve (three to nine years), Growth (ten years or more) and Play (a small, capped slice for the bets you want to make anyway). Cash, bonds and equity are a separate view, because what an asset is and when you need it are different questions.
3. Get a short list of what to change
Capman compares what you hold with what you will need and proposes a few moves, with the reason for each. You can ask the AI advisor anything about your own numbers, and run your own scenarios in Fast Forward. The advisor can read your data. It cannot move money or change anything.
What it does not do
- It does not move your money, trade for you or hold your funds.
- It does not take commissions or referral fees, so nothing it suggests is paid for.
- It gives guidance, not regulated financial advice. Projections are estimates based on what you have added.